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Agents are individuals who are licensed and registered to solicit and enroll people into insurance products. Agencies provide administrative support such as marketing, technology infrastructure, compliance, and other services for agents. Medicare plans contract with agents and agencies to reach and enroll beneficiaries; in return, agents earn commissions directly from insurers. Independent agents and agencies represent multiple insurers and help beneficiaries compare and enroll in options in their area. In this capacity, they represent both plans and beneficiaries, with compensation tied exclusively to enrollments with contracted insurers.

Our licensed agents are standing by to help you find the right insurance plan. Want to start selling Medicare, or grow your existing Medicare business? Join the thousands of independent agents getting the first word from Ritter. The laws of the State of Minnesota govern these Terms and any cause of action arising under or relating to your use of the website, without reference to its choice-of-law principles.

To compete well, you’ll need to choose products that are available, competitive, and tailored to fit your customers’ best interests. When you're selling Medicare, you actually have several product options to consider. Carriers will often require you to take product-specific courses alongside your AHIP training.

You might have the best intentions, but sometimes things don't work out as planned. ‌When you first sign on with a carrier, order enrollment kits for every area you cover. Each county is different, so you'll need to order multiple enrollment kits for the products you plan to offer.

They’ll present you with options to meet your goals within your budget. A Medicare insurance broker is just like medicare agent an independent agent. Medicare Part D helps those who are enrolled cover the cost of their prescription drugs.